Which of the following is a risk associated with poor password management?

The selection of the higher likelihood of being hacked as the correct answer highlights a fundamental concern in online data security. Poor password management often leads to weak passwords, the reuse of passwords across multiple sites, and the storage of passwords in insecure locations. These practices create significant vulnerabilities that can be exploited by attackers.

When users employ easy-to-guess passwords or fail to change default credentials, they make it easier for malicious actors to gain unauthorized access to accounts or systems. Moreover, if an individual's credentials are compromised on one site and reused on another, this can lead to a domino effect, where multiple accounts across different platforms are breached.

In contrast, the other options do not correlate with the ramifications of poor password management. Increased website functionality and better user experience typically stem from sound security practices and enhancements, not from the implications of weak password protocols. Meanwhile, improved encryption standards are unrelated to password management itself, as they address how data is secured during transmission or storage rather than how access credentials are handled.